VALID 312-82 VCE - 312-82 CERTIFICATION

Valid 312-82 Vce - 312-82 Certification

Valid 312-82 Vce - 312-82 Certification

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Tags: Valid 312-82 Vce, 312-82 Certification, 312-82 Clearer Explanation, 312-82 Latest Practice Questions, Reliable 312-82 Real Exam

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EC-COUNCIL EC-Council Blockchain Fintech CertificationB|FC exam Sample Questions (Q49-Q54):

NEW QUESTION # 49
These wallets use a this passphrase to derive the private key

  • A. Non-Deterministic Wallets
  • B. Brain Wallets
  • C. Hierarchical Deterministic Wallets
  • D. Deterministic Wallets

Answer: B

Explanation:
Brain Walletsderive private keys from a passphrase. This approach allows users to create a wallet by memorizing a unique phrase, which is then hashed to generate the corresponding private key.
Key Details:
* Use of Passphrases: Brain wallets use a passphrase that is entered by the user, typically a string of words that can be remembered easily. This passphrase is then converted into a private key using a cryptographic hash function.
* Security Concerns: While convenient, brain wallets are susceptible to brute-force attacks if the passphrase is not sufficiently complex. Simple or common phrases may be vulnerable to attackers who use lists of common phrases to derive potential private keys.
* Distinction from Deterministic Wallets: Unlike Hierarchical Deterministic Wallets, which use a seed phrase to generate a tree of keys, brain wallets derive a single private key directly from a passphrase.
In conclusion,B. Brain Walletsis the correct answer, as these wallets use a passphrase to generate the private key.


NEW QUESTION # 50
According to a study be Deloitte, which of the following are benefits of blockchain for the insurance industry (pick two)?

  • A. Supporting strategic initiatives
  • B. Comprehensive interoperable health records
  • C. More efficient claims processing
  • D. Lower costs

Answer: C,D

Explanation:
According to studies conducted by Deloitte and other industry research, blockchain offers several benefits for the insurance industry, particularly inmore efficient claims processingandlower costs. Blockchain's capabilities in data immutability, transparency, and automation play key roles in streamlining insurance processes and reducing operational expenses.
Key Details:
* Efficient Claims Processing: Blockchain enables quicker verification and processing of claims by automating workflows through smart contracts. This reduces paperwork, minimizes errors, and speeds up the claims process, improving customer satisfaction.
* Lower Costs: By reducing intermediaries and leveraging automation, blockchain lowers administrative costs. It minimizes the need for manual verification and fraud detection, which traditionally consume significant resources in the insurance industry.
* Transparency and Fraud Reduction: Blockchain provides an immutable and transparent record of all transactions. This helps prevent fraud, as all stakeholders have access to the same data, reducing discrepancies and the need for extensive audits.
In conclusion,A. More efficient claims processingandD. Lower costsare the correct answers, as these are key benefits of blockchain for the insurance industry identified in Deloitte's research.


NEW QUESTION # 51
______is a computer program that runs stop a blockchain and embedded within it are governance and business logic rules

  • A. DAC
  • B. copyright
  • C. DaS
  • D. DAO

Answer: B

Explanation:
Decentralized Applications (copyright)are applications that run on a blockchain network and include embedded governance and business logic rules. Unlike traditional applications, copyright are decentralized, meaning they operate on a peer-to-peer network rather than a centralized server, leveraging smart contracts to automatically enforce rules and protocols without intermediaries.
Key Details:
* Characteristics of copyright: copyright are open-source, operate autonomously, and store data on a blockchain. They utilize smart contracts to handle various functions, from transaction processing to enforcing governance rules and executing business logic.
* Smart Contracts: The embedded rules within copyright are typically coded as smart contracts, which are self-executing contracts with the terms of the agreement directly written into lines of code. This ensures that all transactions and operations within the Dapp are transparent, immutable, and automatically enforced.
* Use Cases: copyright are commonly found in areas such as decentralized finance (DeFi), gaming, supply chain management, and social media, offering users more control and transparency compared to traditional applications.
In conclusion,copyright (A)is the correct answer as it refers to computer programs running on a blockchain with embedded governance and business logic rules.


NEW QUESTION # 52
Who first proposed blind signatures to build an untraceable digital currency?

  • A. Satoshi Nakamoto
  • B. David Chaum
  • C. Nick Szabo
  • D. Wei Dai

Answer: B

Explanation:
David Chaumfirst proposed the concept ofblind signaturesin the early 1980s as a way to create an untraceable digital currency. Chaum's work laid the groundwork for digital privacy in financial transactions by enabling transactions to be signed without revealing the actual content of the transaction, thus maintaining user privacy.
Key Details:
* Blind Signatures: A blind signature is a form of digital signature in which the content of a message is hidden (or "blinded") before being signed. This allows for privacy-preserving digital transactions, as the signer cannot see the actual content they are signing.
* Application in Digital Currency: Chaum's idea was foundational for the development of anonymous electronic cash systems. His work led to the creation of DigiCash in 1989, one of the earliest forms of digital currency focused on user privacy.
* Influence on Modern Cryptocurrencies: Although Chaum's DigiCash was not a blockchain-based system, his concepts of privacy and anonymous transactions greatly influenced the development of later cryptographic currencies and protocols, including Bitcoin.
Therefore,A. David Chaumis the correct answer, as he pioneered the use of blind signatures for anonymous digital currency.


NEW QUESTION # 53
A________represents a transfer of value from one address to another, Transaction in a blockchain network can be defined also as a record of an event or the ''transfer of value from one account to another''

  • A. Signature
  • B. transaction
  • C. Block
  • D. Hash function

Answer: B

Explanation:
In blockchain terminology, atransactionrepresents the transfer of value from one address to another. Each transaction is recorded on the blockchain as an immutable entry, often representing a movement of digital assets or a record of an event.
Key Details:
* Nature of Transactions: A blockchain transaction involves a digital asset or token being sent from one blockchain address (wallet) to another. The transaction is broadcast to the network, validated by nodes, and then recorded on the blockchain ledger.
* Transfer of Value: Blockchain transactions serve as proof of the transfer of value, which could represent copyright movement, digital asset exchange, or a specific record of an event, depending on the blockchain's purpose.
* Inclusion in Blocks: Each transaction is grouped into blocks, which are then cryptographically linked together, forming the blockchain. This ensures all transactions are secure, traceable, and verifiable.
Thus,D. Transactionis the correct answer, as it describes the fundamental concept of transferring value on a blockchain.


NEW QUESTION # 54
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